Anyone besides me notice that it’s better to be a CEO than a grunt? I’m definite you have.
When a “tell” gets released from a job, he/she may receive a minimal buyout that is nice when you first get it. But upon further consideration, you see you will need to do some serious financial juggling if you want to live a comfortable life in years to near.
But let a CEO or other corporate ‘big wig” leave their position, they get millions, if not billions of dollars. Often included in these packages they receive, are high-end CD’s (not musical), IRA’s, KEOGH’s and other fiduciary accounts that will multiply the money they received.
Does that seem fair? NO.
We, the “grunts” (cashiers, telemarketers, managers, teachers, etc.) do all of the work, and they get all the pay. We slave for hours each day, dealing with people with more issues than any 100 magazines have ever circulated.
We are the ones who get cussed out, threatened with violence (physical and verbal), made to work additional hours unexpectedly an obtain little or no pay that compensates us for these afflictions.
I am not complaining, I am both glad and blessed to have a job. Sucky (I know this isn’t a word) as it is. But why does that mean we have to be treated like we are worthless? If it were not for us, these “corporate giants” would not have the ‘cushions of cash’ they rest so proudly upon. It is because the average American worker business even exists.
Every day, millions of people leave home and family, commute insane distances, put on their “professional face”, and work their butts to the nub only to get a paycheck that may or may not stretch until the next one. They get to spend petite if any time with family – that is if they have even had the time to create one. Any attempt at a social life is thwarted by a lack of energy, and possibly money.
On the other hand, men and women at the top, go on vacations to exotic places for extended amounts of time. Places many “grunts” can only spell…forget traveling to. These corporate leaders, have several banking accounts to choose from when they want to do things. They own several cars, homes and maybe even other businesses, all while the “converse” can barely afford to live in rundown apartments on the low end of town.
Chrysler, Ford and other companies known to make millions of dollars annually are announcing massive layoffs. Layoffs of ‘grunts’. But when they let go of a CEO he/she will walk away with millions.
Is there something wrong with this record?
You and I slave day-today, earn microscopic or no pay, do whatever the bosses say…but they collect the tremendous bucks when they walk away.
I say reverse it. If you have to layoff the worker, give them the bank accounts, great paychecks and all; and let the leaders get what amounts to nothing. I mean, why should they regain paid for doing nothing.
Don’t get me wrong. I know they gain a lot of tall decisions – steak or lobster? Ferrari or Lamborghini? Gucci or BCBG?
They also do determine which insurance company will mask the employees will cost the least? Which divisions can we do without and still make money?
So great hard work.
Which school (private) will Buffy and Muffy attend? Which liposuction doctor will my wife go to? How many rounds of tennis/golf can I get in this week?
I wish that were me!
Which bill can I not pay this week so I can buy food? Should I get the car fixed or get a transit pass? Should I downsize from a studio apartment to a cardboard box outside the restaurant down the street?
Should my spouse and I stay together or would it be better if I left so she could apply for assistance?
How many days can my child/children wear the same clothes before the other children begin to tease them because I can’t buy them new ones?
I dare any of them to trade for one day with any of the ‘grunts’ they layoff. I double dog dare them…
Filed under Automotive Business Insurance by on Feb 18th, 2011. Comment. 
I bought a paper on October 20, it was typical routine Some thing caught my eye and it was a scratch and win sticker stuck to the front page
Of course, just like a lottery ticket I had to scratch it and the compulsive thoughts of non optimistic ideas ran by means of my head I assured myself there was no way that I could win the $50,000 cash that the sticker mentioned I normally do prepare myself to lose, which I commonly do This time, in bold capital letters it said: WINNER See, River City Ford I am never prepared to win I double checked the sticker and even pealed off the sticker to check for fine print There was no fine print and no star that followed:* Game Rules may perhaps apply Maybe I definitely did win the $50,000.00 I started to believe about what I could do with such winnings I could pay off component of my mortgage, purchase a automobile, fix my house, and donate to those that had been less fortunate For those of you that have read my other articles, you know that optimistic is not in my thought procedure I arrived to the automobile dealership, as the dealership was very a drive outside of Davenport, Iowa I hardly ever went this far out to the outskirts of the city, but decided that I would either fall in a sales trap or really win the $50,000.00.I had made a joke to my husband that the police officer in the parking lot was there for the irate customer that had the winning sticker and it was a farce Yes, as you see, I am not optimistic The place was also unusually busy It took awhile for somebody to be able to assist me I thought to myself, If you are going to hand out winning stickers at least make certain you have sufficient support for that day An individual noticed me and came to my side and I handed them the winning sticker I explained to him that it said a WINNER, and told him my negative feeling upon the subject Then it just ate at me and I could not hold the anger I felt in anymore Just like the excited voice of a tiny child I spoke loudly, Are they winners too The loud question trigger other questions from the other persons, some of them started hollering that they had the winning sticker I tried not to begin laughing Yes, I nearly caused a scene The vehicle salesman started to stutter and turned bright red You did win some thing, you won a chance to win, if the code unlocks the safe Then you really should have put, ‘Take this code and see if you won.’ He stuttered once more and explained I could spin the wheel, I won a chance to spin the wheel.I asked if everybody was a winner, and then I was told no that not everybody was a winner In the end, I won a non winning lottery ticket I suddenly felt like when individuals purchase those fake winning lottery tickets and give them to you for Christmas presents as joke My loud question of asking if everybody was a winner flustered the salesman and he continually asked me if I was happy with my winnings I laughed and said that it was a bit misleading I suddenly realized why it was that they placed those stickers upon the front page of the newspaper Since the automobile dealership is located a great distance from the outskirts of town It is away from normal visitors and not several individuals even know they exist Automobile dealerships other issue is that no 1 can afford to purchase a vehicle Now the shock of hybrid owners having to pay a higher cost of insurance, well there is a shortage of an urge to invest the additional funds for a newer vehicle The winning sticker is almost certainly 1 of the oldest tricks in the book The concept is spending dollars to make dollars The thinking is since they spent the dollars to bring everyone’s attention to their humble place of enterprise men and women will not be able to control the urge to acquire some thing If not that day, then at least they will be remembered that they gave away winning stickers to half of the Quad Cities Though the winning half isn’t to genuinely know that there was that quite a few winning tickets for the correct affect to take place, I type of ruined that when I asked if everybody was a winner I don’t believe that since that organization gave away things it makes them nice, in reality it makes them deceitful in my eyes Why The concept utilized to be trust some nice salesman that makes a deal for you, or gives away things Or at least that is someone’s concept that is an elderly individual in my life In my opinion, the sticker was really misleading and honestly in comparison to false advertisement I wonder if I won the totally free automobile in the raffle or if this complaining article disqualifies me, don’t know as the rules are only verbal Which means even if I do win the vehicle, they might possibly change the stipulation that I win a chance to pay for it, I guess we will have to wait and see .
Filed under Automotive Business Insurance by on Dec 20th, 2010. Comment.
Modest Business enterprise Policies Is a Ought to And here’s why…
Any minor commercial enterprise, regardless of quantity of workers, would be wise to have at least primary internet marketing business insurance plans Primary company insurance cover will cowl the home business from most liabilities This may possibly not be regarded as crucial, but one particular lawsuit that wins against a very small internet business could probably force the organisation into bankruptcy Also, probably if a home business does not have policies, then the owner of the corporate, may likely be personalized liable for monetary deterioration or lawsuits Think of, for instance if a very little organisation sells a item that is defective, and causes physical harm then definitely there is legal grounds for a lawsuit, even if the limited venture, was not conscious of the defective item, when bought by a consumer Countless lease suppliers need any dimension organization, that leases space, have insurance coverage legal responsibility Since the lease corporation is completely conscious of the reality, that if the company was sued, they could be forced to file for bankruptcy, which would make their lease agreement invalid, and the lease small business would never get paid Also, fireplace or deterioration amount would be covered in the an insurance policy coverage, protecting the leased agency from any repair costs or total loss.Essential insurance plans for a compact business enterprise should probably contain home, and legal responsibility insurance cover House an insurance plan encompasses the expenses of the rent to a leasing organization, all assets in the venture (tables, desks, machinery, heating / air conditioning equipment), protection against losses from crime (theft, counterfeiting, and forgery), and loss of earnings from a home business interruption Optional additions to the insurance coverage insurance plan could incorporate for earthquake, and flood deterioration Legal responsibility policies may want to be a Comprehensive General Legal responsibility (CGL), which covers loss to third parties This consists of, hearth legal responsibility, which is expected for renting premises from a leasing enterprise, as previously mentioned This would cowl the price tag of fireplace impairment for the assets owned by the landlord, as a result of negligence of the renter The CGL would cowl healthcare expenditures or health care payments In the event a consumer trips and falls in a small business, the insurance plan would also include paying for health expenditure from a legal responsibility suit, for bodily damage Also, individual damage, that covers violations of privacy, wrongful eviction, and false imprisonment (instance: holding a suspect on false premises for shoplifting) Extra insurance plan for CGL, would embrace: goods and completed operations and / or particular damage and advertising The added cover depends on the model of service or corporation provided Also, insurance plan for professional legal responsibility, malpractice or errors, and omission plan would cowl specific sort of opportunity or practices, such as dentists, doctors, Realtors, attorney, engineering consultants, or any specialize field A Small business owner’s Coverage (BOP) would provide within an policy package, home, and legal responsibility cover This would be paid in a single top quality This form of coverage is only for small to medium sized, and medium dimension firms or companies Big businesses are excluded from this style of coverage, as a result of they are thought of higher risk The top quality quantity charged for a BOP considers the following in the calculation: Location of the building, construction material, security of the business venture, fireplace hazards, and financial stability of the business venture or entity.n If a lightweight corporation, has workers working on a salary Workers Compensation policies plan essential by law Particularly this applies when an employee is injured or disabled at work The compensation would pay for the health care expenditure of the injured worker, based upon the coverage Except the coverage would be voided by negligence by the employee.Other kinds of insurance packages should preferably be thought of for a small-scale firm Protection could include things like:Auto insurance policies for any harm vehicles the venture owns, and health health care insurance for the workers Also, having an umbrella coverage that would likely cowl all the price for liabilities, above the sum cover for any insurance plan plan insurance plan Look at that pain, and suffering appears to have virtually no limit for compensation.Very small business organisation might want to think about that most insurance plans premiums are deductible expenditures on a company earnings tax return Paying a higher deductible would decrease the top quality on a business organization insurance plan plan An insurance plan businesses, can suggest unique approaches to decrease top quality costs .
Filed under Automotive Business Insurance by on Nov 6th, 2010. Comment.
